Typical household budget1/29/2024 Given that everything is getting increasingly expensive, that is not a situation you want to be in. If you're using up your savings and accumulating debt, you're probably overspending. ALEX BRUMMER: Regulators lift their game as BT, Hargreaves and Unilever find themselves in the dockīudgeting at its simplest level is about checking your incomings and outgoings.Are YOU missing out on water bill social tariffs to save £151 a year? Two MILLION homes are eligible but don't apply.Ditch the state pension ‘triple lock’ and replace it with new four-point ‘guarantee’, says IFS: How would it work, and is it a better deal?.Do you own one of Britain's most scrapped cars? Ten models that headed to the motoring graveyard most in 2023.RAY MASSEY: Nine-year-old motoring editor launches new edition of Roadster! for youngsters - just in time for holidays.The Christmas present BMW fans have wanted for decades: Has the first M3 Touring estate with an £88k price tag been worth the wait?.Could a Santa Rally help the Footsie’s fortunes – and has it come early this year?.Have interest rates peaked - and what next for savers, borrowers and investors? LUNCH MONEY.Not all that glitters is gold: The investment case for silver, lithium and other precious metals.BofE holds interest rates at 5.25%: What it means for YOUR mortgages and savings - and when will rates fall?.St James's Place planning to raise up to £1bn to buy business of retiring partners.Sales at H&M tumble as demand for fast fashion wobbles.Only one in four firms expect staff to be in the office full time in the coming years.Britain's economy beats European rivals as business activity hits a six-month high at the end of the year.Savings need a tax break: Time to get behind policies which can pull nation out of despond, says ALEX BRUMMER.MARKET REPORT: Trainline races ahead after Government axes plans to create state-owned online rail ticket retailer.Energy bills to rise by an extra £16 next April to cover unpaid customer debt - after going up by £94 in January.Freetrade launches Treasury bills offering a 5.2% yield to investors - how do they differ from bonds?.Fixed-rate mortgages could fall below 4% within weeks amid a home loan price war sparked by major lenders, experts say.I want to buy a piece of land to run a doggy daycare and help XL Bullies - will it work? BANK OF DAVE replies.What are the rarest circulating coins featuring Queen Elizabeth II? Royal Mint publishes a list - and some have a mintage as low as 63,000.
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